Health Insurance in Oregon
In today’s world, everyone is looking for ways to tighten their belts, and health insurance is often one of the first big expenses to be cut. But did you know that the leading cause of bankruptcy in the U.S. is medical bills due to an unforeseen illness? You’ve worked hard to get where you are today; don’t let an accident or illness set you back decades. Barlow Insurance, LLC can help residents of McMinnville, Newberg, Portland, Salem or anywhere else in Oregon, find a health insurance plan that not only provides adequate coverage, but one that is easy on their wallets as well.
What is health insurance?
Health insurance provides coverage for your medical expenses as the result of an illness or surgery. You will typically pay a monthly premium, and your coverage will be set at a maximum limit. Payments for covered expenses are either covered directly by your insurer after an initial co-payment by you, or are reimbursed to you after full payment has been processed.
Why do I need health insurance?
In the United States, we have access to some of the best healthcare in the world. Unfortunately, state of the art medical practices do not come cheap. Even a relatively minor accident or a minor surgery can set you back tens of thousands of dollars, and without health insurance, these expenses fall back on you and your family. In the grand scheme of things, is not having health insurance worth jeopardizing your future?
What is NOT covered under my health insurance?
The sheer number of health plans available, in conjunction with the large number of options within each one, means that what is covered under your health insurance depends on a wide range of factors. Our agents will be happy to review your policy to learn where you may be missing coverage, as well as ways to potentially decrease your premium.
What discounts can I get on my health insurance?
Health insurance is unique in that it is typically a standalone policy, meaning that tying it together with other forms of coverage is not usually an option to reduce costs. The amount you pay is often set by the insurance company, and is based on a number of factors such as age, where you live, and tobacco use. Call Barlow Insurance, LLC today for a consultation on which health insurance options best fit your budget.
What should I avoid when purchasing health insurance?
What to avoid and what to focus on depends on your and your family’s unique set of circumstances. Do you want low co pays or are you more focused on the cost? Are you an older individual with pre-existing conditions, or are you younger and in good overall health? Our agents can help walk you through the process, and find the right plan for your needs.
How can Barlow Insurance, LLC help me with my health insurance?
Barlow Insurance, LLC specializes in taking the hassle and confusion out of purchasing health insurance. We have relationships with some of the nation’s largest and most trusted insurance companies, which means we’re sure to find the best coverage for your specific needs.
How can I get a health insurance quote?
Call us at (503) 472-6036 or request an Oregon health insurance quote online to obtain your free quote today. Whether you’re in McMinnville, Newberg, Portland, Salem, or anywhere in Oregon we’ll make sure the process is simple, straightforward, and hassle-free.